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Make travel spending more rewarding

Compare travel loyalty and shopping-based reward models before booking.

Ways to get value back

Program types relevant to traveling

Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider →

Travel Rewards

Travel booking rewards, hotel and airline loyalty, and cashback on eligible travel purchases.

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Travel Rewards

Hilton Honors

Earn points on qualifying stays, eligible spend, cards and partners.

You get
Hotel points / benefits
To redeem
Varies by award.
Payout timing
After qualifying activity posts.
Meet Hilton Honors
Travel Rewards

Marriott Bonvoy

Earn points on qualifying stays/charges, cards and partners.

You get
Hotel points / benefits
To redeem
Varies by award.
Payout timing
Points generally post after eligible activity processes.
Meet Marriott Bonvoy
Travel Rewards

IHG One Rewards

Earn points on qualifying stays/charges, cards and partners.

You get
Hotel points / benefits
To redeem
Varies by award/transfer.
Payout timing
After qualifying activity posts.
Meet IHG One Rewards
Travel Rewards

World of Hyatt

Earn base/bonus points on eligible rates/charges and through partners/cards.

You get
Hotel points / benefits
To redeem
Varies by award.
Payout timing
Generally after eligible stay/activity is completed.
Meet World of Hyatt
Travel Rewards

Wyndham Rewards

Earn points on qualifying stays and eligible partner activity.

You get
Hotel points / benefits
To redeem
Varies by award.
Payout timing
After qualifying activity posts.
Meet Wyndham Rewards
Travel Rewards

Booking.com Genius

Complete eligible bookings to progress levels; select stays/rental cars receive Genius discounts.

You get
Member discounts / travel perks
To redeem
Not applicable
Payout timing
Discount applied to eligible booking; level progression after completed bookings.
Meet Booking.com Genius

Shopping Cashback

Programs that return cash or reward value when an eligible purchase starts through a portal, app or shopping experience.

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Shopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get
Cash back; optional reward choices may exist
To redeem
$5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing
Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.
Meet Rakuten
Shopping Cashback

TopCashback

Click through TopCashback to a listed retailer and complete an eligible purchase.

You get
Cash back
To redeem
Varies by payout method; verify current U.S. payout page.
Payout timing
Request a withdrawal after cashback becomes Available; merchant approval and payment must happen first. After a request, PayPal, Venmo and e-gift cards are estimated at 1–2 business days, while ACH bank transfers can take up to 5 business days.
Meet TopCashback
Shopping Cashback

BeFrugal

Start from BeFrugal and make eligible retailer purchases.

You get
Cash back
To redeem
PayPal/Direct Deposit/Venmo from $0.01 on eligible accounts; check minimum $25; other methods vary.
Payout timing
Requested after cashback becomes payable; method timing varies.
Meet BeFrugal
Shopping Cashback

ShopBack

Activate cashback via ShopBack and complete eligible tracked purchases.

You get
Cash back
To redeem
Verify current U.S. withdrawal threshold.
Payout timing
After cashback is confirmed; varies by merchant.
Meet ShopBack
Shopping Cashback

Mr. Rebates

Click through Mr. Rebates to participating merchants and complete eligible purchases.

You get
Cash back
To redeem
$10 available rebates.
Payout timing
Requests are generally processed at the beginning of the following month.
Meet Mr. Rebates

Bank & Card Offers

Merchant-specific offers tied to eligible cards or bank accounts, often as statement credits.

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Bank & Card Offers

Amex Offers

Add an offer to an eligible Card, then use that same enrolled Card for qualifying purchase.

You get
Statement credits / points
To redeem
Not applicable
Payout timing
Typically within 30 days of qualifying spend; some offers allow up to 90 days.
Meet Amex Offers
Bank & Card Offers

BankAmeriDeals

Use the deals available in Online or Mobile Banking and meet each offer’s terms with an eligible card or required merchant link.

You get
Cash back / statement credit
To redeem
Not applicable
Payout timing
Most cash-back deals credit an eligible consumer deposit or credit account within 60 days of redemption or transaction posting. Affiliate offers may take up to 75 days; other deal types can have different schedules.
Meet BankAmeriDeals
Bank & Card Offers

Capital One Offers

Activate/click eligible merchant offer and meet purchase terms.

You get
Statement credit / rewards / miles
To redeem
Not applicable
Payout timing
Varies; can take one or more statement cycles depending on offer.
Meet Capital One Offers
Bank & Card Offers

Chase Offers

Add offer to card, then use that eligible Chase card for qualifying purchase.

You get
Statement credits
To redeem
Not applicable
Payout timing
Typically within 30 days/30 business days after qualifying transaction posts.
Meet Chase Offers
Shopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get
Cash back; optional reward choices may exist
To redeem
$5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing
Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.
Meet Rakuten

Gift Card Rewards

Savings and rewards from discounted, promotional or cashback-earning gift cards.

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Gift Card Rewards

Raise

Buy eligible gift cards/promotional products and earn Raise Cash where offered.

You get
Cash rewards / gift-card value
To redeem
Not applicable
Payout timing
Per purchase/promotion terms.
Meet Raise
Can methods combine?

Sometimes — but terms matter.

A coupon, loyalty program, portal or card offer may be compatible in some cases and conflict in others.

Learn about stacking