Shop online and get more value back

Start with the purchase you already plan to make, then learn which reward methods may apply.

Ways to get value back

Program types relevant to shopping online

Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider →

Shopping Cashback

Programs that return cash or reward value when an eligible purchase starts through a portal, app or shopping experience.

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RAShopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get: Cash back; optional reward choices may exist
To redeem: $5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing: Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.

Meet Rakuten

CAShopping Tools

Capital One Shopping

Activate eligible shopping rewards and complete tracked purchases; coupons/price comparison may also be provided.

You get: Coupons / price comparison / rewards
To redeem: Varies by gift-card reward.
Payout timing: Rewards must become available before redemption. After a gift-card order, allow up to 3 business days for the digital gift card to be issued; merchant reward approval is a separate wait.

Meet Capital One Shopping

IBGrocery Rewards

Ibotta

Add/activate offers, shop eligible retailers, submit/link purchase data as required.

You get: Cash back / item rebates
To redeem: At least $20 in earnings, one successfully redeemed offer, and a 7-day wait after your first offer redemption or gift-card purchase. Some gift cards require $25.
Payout timing: After meeting withdrawal requirements, funds can take 0–5 days to arrive depending on the withdrawal method.

Meet Ibotta

TOShopping Cashback

TopCashback

Click through TopCashback to a listed retailer and complete an eligible purchase.

You get: Cash back
To redeem: Varies by payout method; verify current U.S. payout page.
Payout timing: Request a withdrawal after cashback becomes Available; merchant approval and payment must happen first. After a request, PayPal, Venmo and e-gift cards are estimated at 1–2 business days, while ACH bank transfers can take up to 5 business days.

Meet TopCashback

SWShopping Cashback

Swagbucks

Earn points (SB) from shopping, surveys, offers, search, games and other eligible activities.

You get: Points / gift cards / cash-equivalent rewards
To redeem: Varies by redemption option.
Payout timing: Varies by reward and verification status.

Meet Swagbucks

BEShopping Cashback

BeFrugal

Start from BeFrugal and make eligible retailer purchases.

You get: Cash back
To redeem: PayPal/Direct Deposit/Venmo from $0.01 on eligible accounts; check minimum $25; other methods vary.
Payout timing: Requested after cashback becomes payable; method timing varies.

Meet BeFrugal

Shopping Tools

Coupon finders, price comparison, browser extensions and other tools that reduce purchase cost.

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CIBank & Card Offers

Citi Shop

Activate percent-back/amount-back offers and complete eligible online purchase.

You get: Statement credits / coupons / shopping savings
To redeem: Not applicable
Payout timing: After merchant confirms transaction; can range from hours to several days plus statement-credit processing.

Meet Citi Shop

CAShopping Tools

Capital One Shopping

Activate eligible shopping rewards and complete tracked purchases; coupons/price comparison may also be provided.

You get: Coupons / price comparison / rewards
To redeem: Varies by gift-card reward.
Payout timing: Rewards must become available before redemption. After a gift-card order, allow up to 3 business days for the digital gift card to be issued; merchant reward approval is a separate wait.

Meet Capital One Shopping

SWShopping Cashback

Swagbucks

Earn points (SB) from shopping, surveys, offers, search, games and other eligible activities.

You get: Points / gift cards / cash-equivalent rewards
To redeem: Varies by redemption option.
Payout timing: Varies by reward and verification status.

Meet Swagbucks

BEShopping Cashback

BeFrugal

Start from BeFrugal and make eligible retailer purchases.

You get: Cash back
To redeem: PayPal/Direct Deposit/Venmo from $0.01 on eligible accounts; check minimum $25; other methods vary.
Payout timing: Requested after cashback becomes payable; method timing varies.

Meet BeFrugal

PAShopping Tools

PayPal Honey

Activate eligible cash-back/reward offers and use Honey shopping links/features.

You get: Coupons / eligible PayPal Rewards
To redeem: Redemption thresholds and point values depend on the option and are disclosed when redeeming.
Payout timing: There is no single weekly or monthly payout schedule stated in the reviewed agreement. Availability and fulfillment depend on the chosen redemption option.

Meet PayPal Honey

REShopping Cashback

RetailMeNot

Activate eligible cashback offer, shop through tracked link, meet merchant terms.

You get: Cash back and discounts where available
To redeem: Varies/current policy should be verified.
Payout timing: After merchant confirms purchase; may take weeks.

Meet RetailMeNot

Bank & Card Offers

Merchant-specific offers tied to eligible cards or bank accounts, often as statement credits.

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AMBank & Card Offers

Amex Offers

Add an offer to an eligible Card, then use that same enrolled Card for qualifying purchase.

You get: Statement credits / points
To redeem: Not applicable
Payout timing: Typically within 30 days of qualifying spend; some offers allow up to 90 days.

Meet Amex Offers

BABank & Card Offers

BankAmeriDeals

Use the deals available in Online or Mobile Banking and meet each offer’s terms with an eligible card or required merchant link.

You get: Cash back / statement credit
To redeem: Not applicable
Payout timing: Most cash-back deals credit an eligible consumer deposit or credit account within 60 days of redemption or transaction posting. Affiliate offers may take up to 75 days; other deal types can have different schedules.

Meet BankAmeriDeals

CABank & Card Offers

Capital One Offers

Activate/click eligible merchant offer and meet purchase terms.

You get: Statement credit / rewards / miles
To redeem: Not applicable
Payout timing: Varies; can take one or more statement cycles depending on offer.

Meet Capital One Offers

CHBank & Card Offers

Chase Offers

Add offer to card, then use that eligible Chase card for qualifying purchase.

You get: Statement credits
To redeem: Not applicable
Payout timing: Typically within 30 days/30 business days after qualifying transaction posts.

Meet Chase Offers

CIBank & Card Offers

Citi Shop

Activate percent-back/amount-back offers and complete eligible online purchase.

You get: Statement credits / coupons / shopping savings
To redeem: Not applicable
Payout timing: After merchant confirms transaction; can range from hours to several days plus statement-credit processing.

Meet Citi Shop

RAShopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get: Cash back; optional reward choices may exist
To redeem: $5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing: Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.

Meet Rakuten

Store Rewards

Retailer-specific loyalty, points, member pricing, store cash and related benefits.

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CVStore Rewards

CVS ExtraCare

Earn 2% back on qualifying purchases plus personalized offers and eligible pharmacy rewards.

You get: ExtraBucks / discounts
To redeem: Not applicable
Payout timing: 2% rewards generally available after transaction; pharmacy rewards follow program timing.

Meet CVS ExtraCare

NIStore Rewards

Nike Membership

Nike Membership is primarily access/benefits rather than cash back; members receive eligible offers, shipping/returns and experiences.

You get: Member benefits / offers
To redeem: Not applicable
Payout timing: Not applicable

Meet Nike Membership

SEStore Rewards

Sephora Beauty Insider

Earn Beauty Insider points on qualifying Sephora purchases and access tier/member benefits.

You get: Points / rewards / offers
To redeem: Varies by reward option.
Payout timing: Points post after eligible transaction according to program processing.

Meet Sephora Beauty Insider

TAStore Rewards

Target Circle

Receive member prices, bonuses and eligible Target Circle rewards/promotions.

You get: Deals / Target Circle benefits
To redeem: Not applicable
Payout timing: Per eligible offer/transaction.

Meet Target Circle

ULStore Rewards

Ulta Beauty Rewards

Earn points on qualifying Ulta products/services and eligible partner marketplace purchases.

You get: Points redeemable toward purchases
To redeem: Redemption starts according to Ulta point-value tiers.
Payout timing: Points generally post after eligible purchase processing.

Meet Ulta Beauty Rewards

MYStore Rewards

My Best Buy

Points available through qualifying purchases for eligible Plus/Total members, My Best Buy cardholders and promotions.

You get: Member pricing / eligible rewards
To redeem: 250 points = $5 reward certificate.
Payout timing: Most eligible Best Buy purchase points post about 15 days after purchase/delivery/shipment.

Meet My Best Buy

Gift Card Rewards

Savings and rewards from discounted, promotional or cashback-earning gift cards.

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SWShopping Cashback

Swagbucks

Earn points (SB) from shopping, surveys, offers, search, games and other eligible activities.

You get: Points / gift cards / cash-equivalent rewards
To redeem: Varies by redemption option.
Payout timing: Varies by reward and verification status.

Meet Swagbucks

MYShopping Cashback

MyPoints

Earn points from shopping, surveys, offers and other eligible activities.

You get: Points / gift cards
To redeem: Varies by reward selected.
Payout timing: Varies by reward/provider.

Meet MyPoints

MYGift Card Rewards

MyGiftCardsPlus

Buy eligible gift cards and earn advertised points/rewards.

You get: Cash back / rewards
To redeem: Depends on downstream reward redemption.
Payout timing: After eligible gift-card purchase processes.

Meet MyGiftCardsPlus

FLGift Card Rewards

Fluz

Purchase eligible gift cards, use boosts/virtual card and earn network rewards where applicable.

You get: Cash back
To redeem: $15 lifetime rewards required once; after that, rewards withdrawals can be as low as $1.
Payout timing: Typically 2–7 business days.

Meet Fluz

Referral Rewards

Refer-a-friend and signup reward opportunities offered by eligible programs.

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RAShopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get: Cash back; optional reward choices may exist
To redeem: $5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing: Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.

Meet Rakuten

IBGrocery Rewards

Ibotta

Add/activate offers, shop eligible retailers, submit/link purchase data as required.

You get: Cash back / item rebates
To redeem: At least $20 in earnings, one successfully redeemed offer, and a 7-day wait after your first offer redemption or gift-card purchase. Some gift cards require $25.
Payout timing: After meeting withdrawal requirements, funds can take 0–5 days to arrive depending on the withdrawal method.

Meet Ibotta

TOShopping Cashback

TopCashback

Click through TopCashback to a listed retailer and complete an eligible purchase.

You get: Cash back
To redeem: Varies by payout method; verify current U.S. payout page.
Payout timing: Request a withdrawal after cashback becomes Available; merchant approval and payment must happen first. After a request, PayPal, Venmo and e-gift cards are estimated at 1–2 business days, while ACH bank transfers can take up to 5 business days.

Meet TopCashback

SWShopping Cashback

Swagbucks

Earn points (SB) from shopping, surveys, offers, search, games and other eligible activities.

You get: Points / gift cards / cash-equivalent rewards
To redeem: Varies by redemption option.
Payout timing: Varies by reward and verification status.

Meet Swagbucks

BEShopping Cashback

BeFrugal

Start from BeFrugal and make eligible retailer purchases.

You get: Cash back
To redeem: PayPal/Direct Deposit/Venmo from $0.01 on eligible accounts; check minimum $25; other methods vary.
Payout timing: Requested after cashback becomes payable; method timing varies.

Meet BeFrugal

FEReceipt Rewards

Fetch

Scan eligible receipts/eReceipts, buy qualifying products, complete offers/surveys and referral activities.

You get: Points / gift cards
To redeem: Most rewards start at 3,000 points; varies by reward.
Payout timing: Allow 72 hours after requesting a reward for processing. Then open My rewards and follow the vendor’s activation instructions; some rewards require a security code.

Meet Fetch

Can methods combine?

Sometimes — but terms matter.

A coupon, loyalty program, portal or card offer may be compatible in some cases and conflict in others.

Learn about stacking