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Make in-store purchases work harder

Check the reward layers that can apply before and after checkout.

Ways to get value back

Program types relevant to shopping in-store

Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider →

Receipt Rewards

Programs that reward qualifying paper receipts, eReceipts or purchase submissions.

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Grocery Rewards

Ibotta

Add/activate offers, shop eligible retailers, submit/link purchase data as required.

You get
Cash back / item rebates
To redeem
At least $20 in earnings, one successfully redeemed offer, and a 7-day wait after your first offer redemption or gift-card purchase. Some gift cards require $25.
Payout timing
After meeting withdrawal requirements, funds can take 0–5 days to arrive depending on the withdrawal method.
Meet Ibotta
Receipt Rewards

Fetch

Scan eligible receipts/eReceipts, buy qualifying products, complete offers/surveys and referral activities.

You get
Points / gift cards
To redeem
Most rewards start at 3,000 points; varies by reward.
Payout timing
Allow 72 hours after requesting a reward for processing. Then open My rewards and follow the vendor’s activation instructions; some rewards require a security code.
Meet Fetch
Receipt Rewards

Shopkick

Earn kicks from store visits, scans, receipts, linked-card purchases and eligible online offers.

You get
Points / gift cards
To redeem
Varies by reward.
Payout timing
Varies; some rewards are immediate after redemption.
Meet Shopkick
Grocery Rewards

Checkout 51

Claim/buy eligible offers and upload/submit purchase proof as required.

You get
Cash back
To redeem
$20.
Payout timing
Cash-out requests are reviewed; delivery timing depends on method.
Meet Checkout 51
Receipt Rewards

Receipt Hog

Submit eligible receipts and complete eligible in-app activities.

You get
Coins / rewards
To redeem
Varies by reward tier/current app.
Payout timing
Varies by redemption method.
Meet Receipt Hog
Grocery Rewards

Shopmium

Choose eligible offer, buy qualifying product and submit receipt/barcode as required.

You get
Cash back / product rebates
To redeem
Often no portfolio-style threshold for approved rebates; verify current U.S. terms.
Payout timing
After claim approval; varies.
Meet Shopmium

Store Rewards

Retailer-specific loyalty, points, member pricing, store cash and related benefits.

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Store Rewards

CVS ExtraCare

Earn 2% back on qualifying purchases plus personalized offers and eligible pharmacy rewards.

You get
ExtraBucks / discounts
To redeem
Not applicable
Payout timing
2% rewards generally available after transaction; pharmacy rewards follow program timing.
Meet CVS ExtraCare
Store Rewards

Nike Membership

Nike Membership is primarily access/benefits rather than cash back; members receive eligible offers, shipping/returns and experiences.

You get
Member benefits / offers
To redeem
Not applicable
Payout timing
Not applicable
Meet Nike Membership
Store Rewards

Sephora Beauty Insider

Earn Beauty Insider points on qualifying Sephora purchases and access tier/member benefits.

You get
Points / rewards / offers
To redeem
Varies by reward option.
Payout timing
Points post after eligible transaction according to program processing.
Meet Sephora Beauty Insider
Store Rewards

Target Circle

Receive member prices, bonuses and eligible Target Circle rewards/promotions.

You get
Deals / Target Circle benefits
To redeem
Not applicable
Payout timing
Per eligible offer/transaction.
Meet Target Circle
Store Rewards

Ulta Beauty Rewards

Earn points on qualifying Ulta products/services and eligible partner marketplace purchases.

You get
Points redeemable toward purchases
To redeem
Redemption starts according to Ulta point-value tiers.
Payout timing
Points generally post after eligible purchase processing.
Meet Ulta Beauty Rewards
Store Rewards

My Best Buy

Points available through qualifying purchases for eligible Plus/Total members, My Best Buy cardholders and promotions.

You get
Member pricing / eligible rewards
To redeem
250 points = $5 reward certificate.
Payout timing
Most eligible Best Buy purchase points post about 15 days after purchase/delivery/shipment.
Meet My Best Buy

Bank & Card Offers

Merchant-specific offers tied to eligible cards or bank accounts, often as statement credits.

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Bank & Card Offers

Amex Offers

Add an offer to an eligible Card, then use that same enrolled Card for qualifying purchase.

You get
Statement credits / points
To redeem
Not applicable
Payout timing
Typically within 30 days of qualifying spend; some offers allow up to 90 days.
Meet Amex Offers
Bank & Card Offers

BankAmeriDeals

Use the deals available in Online or Mobile Banking and meet each offer’s terms with an eligible card or required merchant link.

You get
Cash back / statement credit
To redeem
Not applicable
Payout timing
Most cash-back deals credit an eligible consumer deposit or credit account within 60 days of redemption or transaction posting. Affiliate offers may take up to 75 days; other deal types can have different schedules.
Meet BankAmeriDeals
Bank & Card Offers

Capital One Offers

Activate/click eligible merchant offer and meet purchase terms.

You get
Statement credit / rewards / miles
To redeem
Not applicable
Payout timing
Varies; can take one or more statement cycles depending on offer.
Meet Capital One Offers
Bank & Card Offers

Chase Offers

Add offer to card, then use that eligible Chase card for qualifying purchase.

You get
Statement credits
To redeem
Not applicable
Payout timing
Typically within 30 days/30 business days after qualifying transaction posts.
Meet Chase Offers
Shopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get
Cash back; optional reward choices may exist
To redeem
$5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing
Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.
Meet Rakuten

Grocery Rewards

Cashback, rebates, loyalty and savings programs focused on groceries and household essentials.

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Store Rewards

Target Circle

Receive member prices, bonuses and eligible Target Circle rewards/promotions.

You get
Deals / Target Circle benefits
To redeem
Not applicable
Payout timing
Per eligible offer/transaction.
Meet Target Circle
Grocery Rewards

Ibotta

Add/activate offers, shop eligible retailers, submit/link purchase data as required.

You get
Cash back / item rebates
To redeem
At least $20 in earnings, one successfully redeemed offer, and a 7-day wait after your first offer redemption or gift-card purchase. Some gift cards require $25.
Payout timing
After meeting withdrawal requirements, funds can take 0–5 days to arrive depending on the withdrawal method.
Meet Ibotta
Store Rewards

Walmart Cash

Claim eligible manufacturer offers and buy qualifying items; Walmart+ members may also earn through eligible benefits.

You get
Walmart Cash / eligible promotional value
To redeem
No minimum for Walmart purchases; $25 minimum for in-store cash-out.
Payout timing
Manufacturer-offer Walmart Cash generally posts after order fulfillment; cash-out is in-store.
Meet Walmart Cash
Receipt Rewards

Fetch

Scan eligible receipts/eReceipts, buy qualifying products, complete offers/surveys and referral activities.

You get
Points / gift cards
To redeem
Most rewards start at 3,000 points; varies by reward.
Payout timing
Allow 72 hours after requesting a reward for processing. Then open My rewards and follow the vendor’s activation instructions; some rewards require a security code.
Meet Fetch
Grocery Rewards

Checkout 51

Claim/buy eligible offers and upload/submit purchase proof as required.

You get
Cash back
To redeem
$20.
Payout timing
Cash-out requests are reviewed; delivery timing depends on method.
Meet Checkout 51
Grocery Rewards

Shopmium

Choose eligible offer, buy qualifying product and submit receipt/barcode as required.

You get
Cash back / product rebates
To redeem
Often no portfolio-style threshold for approved rebates; verify current U.S. terms.
Payout timing
After claim approval; varies.
Meet Shopmium

Gas Rewards

Fuel cashback, station loyalty, per-gallon discounts and fuel-related rewards.

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Gas Rewards

Exxon Mobil Rewards+

Earn points on eligible fuel and convenience-store purchases and promotions.

You get
Points redeemable for savings
To redeem
Varies by redemption rules.
Payout timing
Points generally post after qualifying transaction.
Meet Exxon Mobil Rewards+
Grocery Rewards

Checkout 51

Claim/buy eligible offers and upload/submit purchase proof as required.

You get
Cash back
To redeem
$20.
Payout timing
Cash-out requests are reviewed; delivery timing depends on method.
Meet Checkout 51

Gift Card Rewards

Savings and rewards from discounted, promotional or cashback-earning gift cards.

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Gift Card Rewards

Fluz

Purchase eligible gift cards, use boosts/virtual card and earn network rewards where applicable.

You get
Cash back
To redeem
$15 lifetime rewards required once; after that, rewards withdrawals can be as low as $1.
Payout timing
Typically 2–7 business days.
Meet Fluz
Can methods combine?

Sometimes — but terms matter.

A coupon, loyalty program, portal or card offer may be compatible in some cases and conflict in others.

Learn about stacking