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Get rewarded when you eat out

Restaurant purchases can qualify for several types of rewards depending on how you pay and where you enroll.

Ways to get value back

Program types relevant to eating out

Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider β†’

Dining Rewards

Restaurant cashback, card-linked dining, restaurant loyalty and dining-network rewards.

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Store Rewards

Starbucks Rewards

Earn Stars on qualifying purchases using eligible payment/scan methods and promotions.

You get
Stars / rewards
To redeem
Reward tiers require specified Star amounts.
Payout timing
Stars generally post after eligible transaction; promotions may vary.
Meet Starbucks Rewards
Shopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get
Cash back; optional reward choices may exist
To redeem
$5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing
Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.
Meet Rakuten
Dining Rewards

AAdvantage Dining

Pay at participating restaurants with a linked card to earn AAdvantage miles.

You get
Airline miles
To redeem
Not applicable
Payout timing
Usually posts after transaction processing; bonus timing can take several weeks.
Meet AAdvantage Dining
Dining Rewards

MileagePlus Dining

Pay at participating restaurants with a linked card to earn United MileagePlus miles.

You get
Airline miles
To redeem
Not applicable
Payout timing
Usually posts after transaction processing; bonus timing can take several weeks.
Meet MileagePlus Dining
Dining Rewards

SkyMiles Dining

Pay at participating restaurants with a linked card to earn Delta SkyMiles.

You get
Airline miles
To redeem
Not applicable
Payout timing
Usually posts after transaction processing; bonus timing can take several weeks.
Meet SkyMiles Dining
Dining Rewards

Rapid Rewards Dining

Pay at participating restaurants with a linked card to earn Southwest Rapid Rewards points.

You get
Airline points
To redeem
Not applicable
Payout timing
Usually posts after transaction processing; bonus timing can take several weeks.
Meet Rapid Rewards Dining

Bank & Card Offers

Merchant-specific offers tied to eligible cards or bank accounts, often as statement credits.

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Bank & Card Offers

Amex Offers

Add an offer to an eligible Card, then use that same enrolled Card for qualifying purchase.

You get
Statement credits / points
To redeem
Not applicable
Payout timing
Typically within 30 days of qualifying spend; some offers allow up to 90 days.
Meet Amex Offers
Bank & Card Offers

BankAmeriDeals

Use the deals available in Online or Mobile Banking and meet each offer’s terms with an eligible card or required merchant link.

You get
Cash back / statement credit
To redeem
Not applicable
Payout timing
Most cash-back deals credit an eligible consumer deposit or credit account within 60 days of redemption or transaction posting. Affiliate offers may take up to 75 days; other deal types can have different schedules.
Meet BankAmeriDeals
Bank & Card Offers

Chase Offers

Add offer to card, then use that eligible Chase card for qualifying purchase.

You get
Statement credits
To redeem
Not applicable
Payout timing
Typically within 30 days/30 business days after qualifying transaction posts.
Meet Chase Offers
Shopping Cashback

Rakuten

Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers.

You get
Cash back; optional reward choices may exist
To redeem
$5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum.
Payout timing
Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes.
Meet Rakuten

Gift Card Rewards

Savings and rewards from discounted, promotional or cashback-earning gift cards.

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Gift Card Rewards

Raise

Buy eligible gift cards/promotional products and earn Raise Cash where offered.

You get
Cash rewards / gift-card value
To redeem
Not applicable
Payout timing
Per purchase/promotion terms.
Meet Raise
Gift Card Rewards

Fluz

Purchase eligible gift cards, use boosts/virtual card and earn network rewards where applicable.

You get
Cash back
To redeem
$15 lifetime rewards required once; after that, rewards withdrawals can be as low as $1.
Payout timing
Typically 2–7 business days.
Meet Fluz

Store Rewards

Retailer-specific loyalty, points, member pricing, store cash and related benefits.

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Store Rewards

Starbucks Rewards

Earn Stars on qualifying purchases using eligible payment/scan methods and promotions.

You get
Stars / rewards
To redeem
Reward tiers require specified Star amounts.
Payout timing
Stars generally post after eligible transaction; promotions may vary.
Meet Starbucks Rewards

Receipt Rewards

Programs that reward qualifying paper receipts, eReceipts or purchase submissions.

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Receipt Rewards

Fetch

Scan eligible receipts/eReceipts, buy qualifying products, complete offers/surveys and referral activities.

You get
Points / gift cards
To redeem
Most rewards start at 3,000 points; varies by reward.
Payout timing
Allow 72 hours after requesting a reward for processing. Then open My rewards and follow the vendor’s activation instructions; some rewards require a security code.
Meet Fetch
Receipt Rewards

Receipt Hog

Submit eligible receipts and complete eligible in-app activities.

You get
Coins / rewards
To redeem
Varies by reward tier/current app.
Payout timing
Varies by redemption method.
Meet Receipt Hog
Receipt Rewards

ReceiptPal

Submit eligible paper receipts and connect eligible eReceipt sources.

You get
Points / gift cards
To redeem
Varies by reward/catalog.
Payout timing
Varies.
Meet ReceiptPal
Can methods combine?

Sometimes β€” but terms matter.

A coupon, loyalty program, portal or card offer may be compatible in some cases and conflict in others.

Learn about stacking