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Retailer-specific loyalty, points, member pricing, store cash and related benefits.

16 programs to exploreJoining costs, payout rules & the details that matterCompare in a table ↔

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How this list is ordered

Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider →

The scores accompany the reputation summaries in the supplied research. They describe structural reliability, not current cashback rates or personal suitability. Check each profile for its research date and sources.

#01 in this comparisonStars / rewards

Starbucks Rewards

Research assessment Excellent

Earn Stars on qualifying purchases using eligible payment/scan methods and promotions.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Reward tiers require specified Star amounts.
Payout timing
Stars generally post after eligible transaction; promotions may vary.
How to join & earn

Create a Starbucks Rewards account.

Age and eligibility
Subject to Starbucks account terms; verify current membership age rule.
What you need
Starbucks Rewards account and registered payment/account credentials.
Accounts or cards to link
Not applicable
App and browser requirements
Starbucks app optional but central to digital earning/redeeming.
Before you buy
Identify/scan Rewards account and meet offer terms.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Redeem Stars for eligible drinks/food/merchandise benefits; not cash payout.
Payout timing / schedule
Stars generally post after eligible transaction; promotions may vary.
Expiration and inactivity
Green-level Stars expire six months after the calendar month earned unless qualifying activity extends them; Gold/Reserve Stars do not expire while status is maintained.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Taxes, tips, gift-card loads/purchases and offer-specific exclusions may not earn; participating stores vary.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Starbucks Rewards is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
97
Program maturity
Veteran
Reported years operating
15+
Research confidence
High
Assessment evidence
Long operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#02 in this comparisonExtraBucks / discounts

CVS ExtraCare

Research assessment Excellent

Earn 2% back on qualifying purchases plus personalized offers and eligible pharmacy rewards.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Not applicable
Payout timing
2% rewards generally available after transaction; pharmacy rewards follow program timing.
How to join & earn

Enroll free in CVS ExtraCare.

Age and eligibility
General ExtraCare enrollment age not clearly stated in the supplied information; pharmacy marketing authorization has special minor rules.
What you need
ExtraCare membership; active CVS.com profile required for certain digital benefits.
Accounts or cards to link
Not applicable
App and browser requirements
CVS Health app optional/useful.
Before you buy
Identify ExtraCare account; send-to-card/activate offers where required.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
ExtraBucks Rewards applied to eligible CVS purchases; not cash payout.
Payout timing / schedule
2% rewards generally available after transaction; pharmacy rewards follow program timing.
Expiration and inactivity
2% back rewards expire 90 days from end of applicable calendar quarter; other coupons/rewards show their own expiration dates.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Alcohol, gift cards, prescriptions, taxes, fees, prepaid cards, lottery and other listed categories.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. CVS ExtraCare is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
96
Program maturity
Veteran
Reported years operating
20+
Research confidence
High
Assessment evidence
Long operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#03 in this comparisonMember benefits / offers

Nike Membership

Research assessment Excellent

Nike Membership is primarily access/benefits rather than cash back; members receive eligible offers, shipping/returns and experiences.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Not applicable
Payout timing
Not applicable
How to join & earn

Create a free Nike Member account.

Age and eligibility
Subject to Nike account/member terms; minors may have additional consent rules.
What you need
Nike account; email/profile details.
Accounts or cards to link
Not applicable
App and browser requirements
Nike app/SNKRS optional depending on benefit.
Before you buy
Sign in as a member; offer-specific requirements apply.
Welcome offers
Occasional member promotions; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Member benefits/discounts, not cash payout.
Payout timing / schedule
Not applicable
Expiration and inactivity
Offer-specific.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Benefits vary by country, product and promotion.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Nike Membership is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
96
Program maturity
Established
Reported years operating
10+
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#04 in this comparisonPoints / rewards / offers

Sephora Beauty Insider

Research assessment Excellent

Earn Beauty Insider points on qualifying Sephora purchases and access tier/member benefits.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Varies by reward option.
Payout timing
Points post after eligible transaction according to program processing.
How to join & earn

Enroll free online or in store.

Age and eligibility
16+ generally; 18+ in Colorado, Connecticut, Delaware, Maryland and New Jersey; minors without legal capacity need parent/guardian agreement.
What you need
Free individual Beauty Insider account; one account per person.
Accounts or cards to link
Not applicable
App and browser requirements
Website/app.
Before you buy
Identify/sign into Beauty Insider account for purchase.
Welcome offers
No purchase required; promotional bonuses vary.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Redeem points for rewards/Beauty Insider Cash where offered; not generally cash payout.
Payout timing / schedule
Points post after eligible transaction according to program processing.
Expiration and inactivity
Unredeemed points expire after 12 months with no qualifying point activity.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Certain services, gift cards and offer-specific exclusions; points generally not cash or transferable.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Sephora Beauty Insider is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
96
Program maturity
Veteran
Reported years operating
15+
Research confidence
High
Assessment evidence
Long operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#05 in this comparisonDeals / Target Circle benefits

Target Circle

Research assessment Excellent

Receive member prices, bonuses and eligible Target Circle rewards/promotions.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Not applicable
Payout timing
Per eligible offer/transaction.
How to join & earn

Create a free Target account/Target Circle membership.

Age and eligibility
Subject to Target account/terms; verify current enrollment age requirement.
What you need
Target account with name/email; mobile number alone is insufficient for full earning eligibility.
Accounts or cards to link
Not applicable
App and browser requirements
Target app optional/useful.
Before you buy
Some bonuses/offers require activation; identify account at checkout.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Target Circle rewards/discounts used at Target; not cash payout.
Payout timing / schedule
Per eligible offer/transaction.
Expiration and inactivity
Target Circle Rewards expire after one year without earning or redeeming activity.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Offer/category exclusions and limits vary; returns can affect earned rewards.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Target Circle is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
96
Program maturity
Established
Reported years operating
5+; Target loyalty history older
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#06 in this comparisonPoints redeemable toward purchases

Ulta Beauty Rewards

Research assessment Excellent

Earn points on qualifying Ulta products/services and eligible partner marketplace purchases.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Redemption starts according to Ulta point-value tiers.
Payout timing
Points generally post after eligible purchase processing.
How to join & earn

Enroll free online, in app or in store.

Age and eligibility
13+; members under 18 require parent/legal-guardian consent.
What you need
First/last name, email, state; phone optional. Online enrollment requires registered ulta.com account.
Accounts or cards to link
Not applicable
App and browser requirements
Website/app.
Before you buy
Identify/sign in to member account; marketplace purchases may require account linking.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Points redeemed for discounts on eligible Ulta purchases/services; not cash payout.
Payout timing / schedule
Points generally post after eligible purchase processing.
Expiration and inactivity
Base-tier points expire at end of calendar quarter following the 12-month anniversary earned; Platinum/Diamond points do not expire while status is maintained.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Gift cards, taxes, tips, charitable donations, TikTok Shop/Google AI surfaces and other stated exclusions.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Ulta Beauty Rewards is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
96
Program maturity
Veteran
Reported years operating
10+
Research confidence
High
Assessment evidence
Long operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#07 in this comparisonMember pricing / eligible rewards

My Best Buy

Research assessment Excellent

Points available through qualifying purchases for eligible Plus/Total members, My Best Buy cardholders and promotions.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
250 points = $5 reward certificate.
Payout timing
Most eligible Best Buy purchase points post about 15 days after purchase/delivery/shipment.
How to join & earn

Enroll in My Best Buy; free base membership exists, while Plus/Total are paid tiers.

Age and eligibility
Age of majority in residence (18–21 depending on jurisdiction).
What you need
Valid email; account; qualifying activity required to keep membership active.
Accounts or cards to link
Not applicable
App and browser requirements
Website/app.
Before you buy
Be signed in/identify membership and satisfy tier/card terms.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Points convert to Best Buy reward certificates; not cash payout.
Payout timing / schedule
Most eligible Best Buy purchase points post about 15 days after purchase/delivery/shipment.
Expiration and inactivity
Reward certificates typically expire about 60 days after issuance; membership can terminate after 24 months without qualifying purchase unless eligible card remains open.
Fees and paid features
Base My Best Buy membership free; Plus/Total tiers have membership fees.
What may not qualify
Gift cards and certain channels/categories excluded; returns deduct points; reward certificates nontransferable.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. My Best Buy is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
95
Program maturity
Established
Reported years operating
10+
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#08 in this comparisonWalgreens Cash / deals

myWalgreens

Research assessment Excellent

Earn Walgreens Cash rewards through qualifying purchases/promotions and eligible linked credit-card activity.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Redemption increments/limits apply; verify current terms.
Payout timing
After qualifying transaction/promotion posts.
How to join & earn

Enroll free in myWalgreens.

Age and eligibility
Verify current myWalgreens enrollment terms.
What you need
myWalgreens/Walgreens account and member identification.
Accounts or cards to link
Not applicable
App and browser requirements
Walgreens app optional/useful.
Before you buy
Identify account; some coupons/promotions require activation.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Walgreens Cash toward eligible Walgreens purchases; not cash payout.
Payout timing / schedule
After qualifying transaction/promotion posts.
Expiration and inactivity
Active-member Walgreens Cash generally expires on a rolling 12-month basis; inactivity for six months can forfeit accumulated rewards. Certain credit-card rewards earned on/after Jan 31, 2026 have 24-month expiration.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Offer/product restrictions, prescriptions and other excluded categories; returns can reverse rewards.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. myWalgreens is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
95
Program maturity
Established
Reported years operating
5+; Walgreens loyalty history older
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#09 in this comparisonPoints redeemable for savings

Exxon Mobil Rewards+

Research assessment Excellent

Earn points on eligible fuel and convenience-store purchases and promotions.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Varies by redemption rules.
Payout timing
Points generally post after qualifying transaction.
How to join & earn

Enroll in Exxon Mobil Rewards+ online/app.

Age and eligibility
Verify current program terms.
What you need
Full enrollment required to use points.
Accounts or cards to link
Not applicable
App and browser requirements
Exxon Mobil Rewards+ app optional/useful.
Before you buy
Use enrolled account/alternate ID/app/card at qualifying transaction.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Redeem points for savings on eligible fuel/store purchases; not cash payout.
Payout timing / schedule
Points generally post after qualifying transaction.
Expiration and inactivity
Points expire after 1 year under current program disclosure.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Participating locations and qualifying products only; specific offers have separate terms.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Exxon Mobil Rewards+ is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
94
Program maturity
Established
Reported years operating
5+
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#10 in this comparisonKohl's Rewards / Kohl's Cash

Kohl's Rewards

Research assessment Excellent

Earn 5% Kohl’s Rewards on qualifying purchases; promotional Kohl’s Cash may stack separately.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
$5 reward increment for monthly conversion.
Payout timing
Earnings generally add within 48 hours; balance converts on first day of following month.
How to join & earn

Enroll free in Kohl’s Rewards.

Age and eligibility
Verify current Kohl’s Rewards terms.
What you need
Free Kohl’s Rewards account with identifying/contact information.
Accounts or cards to link
Not applicable
App and browser requirements
Website/app.
Before you buy
Identify Rewards account at purchase.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Rewards balance converts to Kohl’s Cash in $5 increments; not cash payout.
Payout timing / schedule
Earnings generally add within 48 hours; balance converts on first day of following month.
Expiration and inactivity
Unconverted rewards balances below $5 expire after 12 months; issued Kohl’s Cash has its own redemption window.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Gift cards and specified categories; Sephora purchases may be excluded from some Kohl’s Cash promotions.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Kohl's Rewards is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
94
Program maturity
Established
Reported years operating
5+; Kohl’s program history older
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#11 in this comparisonPoints / fuel discounts / offers

Kroger Rewards / Fuel Points

Research assessment Excellent

Earn fuel points from qualifying grocery purchases, gift cards and promotions; redeem at participating fuel centers.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Not applicable
Payout timing
Fuel points typically post after qualifying purchase; redemption rules vary by market.
How to join & earn

Create a free Kroger account and enroll/use loyalty ID.

Age and eligibility
Verify current program/account terms.
What you need
Kroger account/loyalty ID; phone number or card may be used at checkout.
Accounts or cards to link
Not applicable
App and browser requirements
Kroger app optional but useful.
Before you buy
Use loyalty account at purchase; digital coupons/offers may require activation.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Fuel discounts and store-specific rewards; not cash payout.
Payout timing / schedule
Fuel points typically post after qualifying purchase; redemption rules vary by market.
Expiration and inactivity
Fuel points generally expire after the end of the following month; verify current market rules.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Alcohol/tobacco, fuel, fees and other categories may be excluded; gift-card multipliers have terms.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Kroger Rewards / Fuel Points is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
94
Program maturity
Veteran
Reported years operating
10+
Research confidence
High
Assessment evidence
Long operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#12 in this comparisonPoints / Star Money / offers

Macy's Star Rewards

Research assessment Excellent

Earn points/Star Money based on qualifying Macy’s purchases and tier/card status.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Program converts qualifying points/rewards under current tier rules.
Payout timing
Per Star Rewards earning cycle.
How to join & earn

Enroll/sign in to Macy’s Star Rewards.

Age and eligibility
Verify current Star Rewards terms/account requirements.
What you need
Macy’s account; credit-card and non-cardholder tiers may have different benefits.
Accounts or cards to link
Not applicable
App and browser requirements
Website/app.
Before you buy
Identify account/use eligible Macy’s card when required for tier benefits.
Welcome offers
Promotional; varies.
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Star Money toward eligible Macy’s purchases; not cash payout.
Payout timing / schedule
Per Star Rewards earning cycle.
Expiration and inactivity
Each Star Money reward is valid for 30 calendar days from issuance.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Gift cards, services/subscriptions, certain departments, international-shipped purchases and account payments.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Macy's Star Rewards is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
94
Program maturity
Established
Reported years operating
5+; Macy’s loyalty history older
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#13 in this comparisonFuel rewards / discounts

BPme Rewards

Research assessment Excellent

Earn/redeem fuel savings and promotional rewards at participating locations.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Not applicable
Payout timing
Typically applied/available through account after qualifying activity.
How to join & earn

Create a BPme Rewards account.

Age and eligibility
Verify current terms.
What you need
BPme Rewards account/app registration.
Accounts or cards to link
Not applicable
App and browser requirements
BPme app used for key features.
Before you buy
Identify account/use app or eligible payment method according to offer.
Welcome offers
Promotional; varies.
Referring friends
Varies.
Redemption, fees & exclusions
Ways to redeem
Fuel discounts/rewards; not cash payout.
Payout timing / schedule
Typically applied/available through account after qualifying activity.
Expiration and inactivity
Subject to current BPme terms.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Participating stations, fuel grades, transaction limits and offer terms.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. BPme Rewards is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
92
Program maturity
Established
Reported years operating
5+
Research confidence
High
Assessment evidence
Multi-year operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#14 in this comparisonWalmart Cash / eligible promotional value

Walmart Cash

Research assessment Excellent

Claim eligible manufacturer offers and buy qualifying items; Walmart+ members may also earn through eligible benefits.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
No minimum for Walmart purchases; $25 minimum for in-store cash-out.
Payout timing
Manufacturer-offer Walmart Cash generally posts after order fulfillment; cash-out is in-store.
How to join & earn

Create/sign in to Walmart.com; Walmart Cash is available through eligible promotional programs.

Age and eligibility
Subject to Walmart.com account terms; verify minimum age in general Walmart terms.
What you need
Valid Walmart.com account in good standing.
Accounts or cards to link
Walmart account used to track balance; Walmart+ is not required for manufacturer offers.
App and browser requirements
Walmart app helpful/required for some in-store redemption flows.
Before you buy
Claim manufacturer offer before purchase where required.
Welcome offers
Not applicable
Referring friends
Not applicable
Redemption, fees & exclusions
Ways to redeem
Apply toward Walmart purchases via eGift-card mechanism; cash out in store via MoneyCenter/customer service.
Payout timing / schedule
Manufacturer-offer Walmart Cash generally posts after order fulfillment; cash-out is in-store.
Expiration and inactivity
Walmart Cash does not expire while account remains in good standing.
Fees and paid features
No membership fee for Walmart Cash itself; Walmart+ benefits may require paid membership.
What may not qualify
Gift cards, prescriptions, alcohol, tobacco, ammunition/firearms, lottery, financial services and other listed categories.
Returns and reward reversals
Returned qualifying items can cause previously awarded Walmart Cash to be deducted, potentially creating a negative balance.
Reputation & sources

Excellent structural reliability. Walmart Cash is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
91
Program maturity
Growing
Reported years operating
2-5
Research confidence
High
Assessment evidence
Newer program with established parent/active operations; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

#15 in this comparisonCents-per-gallon savings

Fuel Rewards

Research assessment Excellent

Earn cents-per-gallon rewards from participating partners, dining/shopping promotions and Shell activities.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Not applicable
Payout timing
Rewards post based on partner transaction processing.
How to join & earn

Enroll free in Fuel Rewards.

Age and eligibility
Verify current Fuel Rewards terms.
What you need
Fuel Rewards account; phone/alternate ID used for redemption.
Accounts or cards to link
Optional linked payment/partner accounts depending on earning method.
App and browser requirements
Fuel Rewards app optional.
Before you buy
Some offers require activation/linking before purchase.
Welcome offers
Promotional; varies.
Referring friends
Varies.
Redemption, fees & exclusions
Ways to redeem
Fuel discounts at participating Shell stations; not cash payout.
Payout timing / schedule
Rewards post based on partner transaction processing.
Expiration and inactivity
Rewards typically have stated expiration dates; verify each reward/current terms.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Fuel limits, participating locations, partner exclusions and offer-specific caps.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Excellent structural reliability. Fuel Rewards is backed by a large established consumer brand or financial/travel institution, with published program terms and customer-support channels.

Research score (out of 100)
90
Program maturity
Veteran
Reported years operating
10+
Research confidence
High
Assessment evidence
Long operating history; major institutional/brand backing; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

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Provider references

#16 in this comparisonPoints / gift cards

Shopkick

Research assessment Very Good

Earn kicks from store visits, scans, receipts, linked-card purchases and eligible online offers.

View full profile Official website ↗Read the details before you join.
Cost to join
Free unless otherwise noted
Minimum redemption
Varies by reward.
Payout timing
Varies; some rewards are immediate after redemption.
How to join & earn

Install Shopkick and create an account.

Age and eligibility
Verify current Shopkick terms.
What you need
Mobile app account and location/device permissions for some earning methods.
Accounts or cards to link
Not applicable
App and browser requirements
Mobile app required for core experience.
Before you buy
Varies by earning action; linked-card offers require card enrollment.
Welcome offers
Promotional; varies.
Referring friends
Yes/periodic; terms vary.
Redemption, fees & exclusions
Ways to redeem
Digital gift cards/rewards.
Payout timing / schedule
Varies; some rewards are immediate after redemption.
Expiration and inactivity
Subject to inactivity/program terms.
Fees and paid features
No membership fee unless otherwise noted
What may not qualify
Offer limits, nonqualifying purchases, returns, duplicate/fraudulent activity.
Returns and reward reversals
Returns, cancellations, chargebacks, ineligible transactions, or abuse may reverse rewards.
Reputation & sources

Very Good structural reliability. Shopkick has an established operating history and documented rewards/redemption rules, though customers should still review current offer terms and recent service feedback.

Research score (out of 100)
84
Program maturity
Established
Reported years operating
10+
Research confidence
High
Assessment evidence
Multi-year operating history; active official website and documented program; published customer-support path; published terms/help sources; score is a structural reliability baseline, not a guarantee of payout or satisfaction.

This is a structural reliability assessment from the supplied research, not a customer rating or a payout guarantee.

How we assess programs →

Provider references

Information comes from dated program research and may change. Promotional rewards vary. Confirm the current terms with the provider before joining or shopping. Read our affiliate disclosure →