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Compare Grocery Rewards

See the differences in costs, earning steps and payout schedules before you choose a program.

Select 2–4 programs for a closer look.

8 programs to compare

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Grocery Rewards programs in reputation order. Select two to four programs using the checkboxes beside their names. Research dates and full profiles are linked in the first column.
ProgramReward typeCost to joinHow to earnMinimum redemptionPayout timing / scheduleRedemption methods
#01 in categoryTarget Circle ↗ Research: Oct 5, 2026
Deals / Target Circle benefits Free unless otherwise noted Receive member prices, bonuses and eligible Target Circle rewards/promotions. Not applicable Per eligible offer/transaction. Target Circle rewards/discounts used at Target; not cash payout.
#02 in categoryKroger Rewards / Fuel Points ↗ Research: Oct 5, 2026
Points / fuel discounts / offers Free unless otherwise noted Earn fuel points from qualifying grocery purchases, gift cards and promotions; redeem at participating fuel centers. Not applicable Fuel points typically post after qualifying purchase; redemption rules vary by market. Fuel discounts and store-specific rewards; not cash payout.
#03 in categoryIbotta ↗ Research: Oct 5, 2026 Selected facts checked: Oct 18, 2026
Cash back / item rebates Free unless otherwise noted Add/activate offers, shop eligible retailers, submit/link purchase data as required. At least $20 in earnings, one successfully redeemed offer, and a 7-day wait after your first offer redemption or gift-card purchase. Some gift cards require $25. After meeting withdrawal requirements, funds can take 0–5 days to arrive depending on the withdrawal method. An eligible bank account, PayPal or digital gift cards.
#04 in categoryWalmart Cash ↗ Research: Oct 5, 2026
Walmart Cash / eligible promotional value Free unless otherwise noted Claim eligible manufacturer offers and buy qualifying items; Walmart+ members may also earn through eligible benefits. No minimum for Walmart purchases; $25 minimum for in-store cash-out. Manufacturer-offer Walmart Cash generally posts after order fulfillment; cash-out is in-store. Apply toward Walmart purchases via eGift-card mechanism; cash out in store via MoneyCenter/customer service.
#05 in categoryFetch ↗ Research: Oct 5, 2026 Selected facts checked: Oct 18, 2026
Points / gift cards Free unless otherwise noted Scan eligible receipts/eReceipts, buy qualifying products, complete offers/surveys and referral activities. Most rewards start at 3,000 points; varies by reward. Allow 72 hours after requesting a reward for processing. Then open My rewards and follow the vendor’s activation instructions; some rewards require a security code. Gift cards and other in-app rewards.
#06 in categoryUpside ↗ Research: Oct 5, 2026
Cash back Free unless otherwise noted Claim an offer, make eligible purchase at participating location, check in/use linked card or upload receipt as instructed. Bank transfer requires at least $1.01; fee waived at $10+; gift-card minimums usually around $10 and vary by brand. Varies by method and offer confirmation. Bank transfer, PayPal, gift cards.
#07 in categoryCheckout 51 ↗ Research: Oct 5, 2026
Cash back Free unless otherwise noted Claim/buy eligible offers and upload/submit purchase proof as required. $20. Cash-out requests are reviewed; delivery timing depends on method. PayPal, Venmo (U.S. only), check.
#08 in categoryShopmium ↗ From your profile Research: Oct 5, 2026
Cash back / product rebates Free unless otherwise noted Choose eligible offer, buy qualifying product and submit receipt/barcode as required. Often no portfolio-style threshold for approved rebates; verify current U.S. terms. After claim approval; varies. Commonly PayPal or bank-style reimbursement depending on market; verify U.S. app.

Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider →

Payment schedules can depend on merchant confirmation, the redemption method and account eligibility. “Varies” or unconfirmed information does not imply a fixed weekly or monthly payment. Check each full profile and the provider’s current terms.

See joining requirements, exclusions & sources in the program boxes →