← Choose another comparisonTHE DETAILS, SIDE BY SIDE
Compare Bank & Card Offers
See the differences in costs, earning steps and payout schedules before you choose a program.
Explore program boxes ↗6 programs in this category
6 programs to compare
Scroll across to see all details ↔| Program | Reward type | Cost to join | How to earn | Minimum redemption | Payout timing / schedule | Redemption methods |
|---|---|---|---|---|---|---|
| Statement credits / points | Not applicable | Add an offer to an eligible Card, then use that same enrolled Card for qualifying purchase. | Not applicable | Typically within 30 days of qualifying spend; some offers allow up to 90 days. | Statement credits or Membership Rewards points depending on offer. | |
| Cash back / statement credit | Not applicable | Use the deals available in Online or Mobile Banking and meet each offer’s terms with an eligible card or required merchant link. | Not applicable | Most cash-back deals credit an eligible consumer deposit or credit account within 60 days of redemption or transaction posting. Affiliate offers may take up to 75 days; other deal types can have different schedules. | Cash-back credit to eligible Bank of America account. | |
| Statement credit / rewards / miles | Not applicable | Activate/click eligible merchant offer and meet purchase terms. | Not applicable | Varies; can take one or more statement cycles depending on offer. | Statement credit/reward form specified by offer. | |
| Statement credits | Not applicable | Add offer to card, then use that eligible Chase card for qualifying purchase. | Not applicable | Typically within 30 days/30 business days after qualifying transaction posts. | Statement credit. | |
| Statement credits / coupons / shopping savings | Free | Activate percent-back/amount-back offers and complete eligible online purchase. | Not applicable | After merchant confirms transaction; can range from hours to several days plus statement-credit processing. | Statement credit to enrolled Citi card. | |
| Cash back; optional reward choices may exist | Free unless otherwise noted | Start shopping from Rakuten and complete eligible purchases in the same tracked session; link card for eligible in-store offers. | $5.01 confirmed Cash Back. Gift-card redemption has a separate $5.00 minimum. | Generally every three months for confirmed rewards. Standard payment dates: February 15, May 15, August 15 and November 15. Online and in-store purchases typically take 3–14 weeks to confirm first; gift-card redemption of confirmed rewards can arrive within minutes. | Check, PayPal, and other options Rakuten makes available (including eligible points partners). |
Programs are ordered by the supplied reputation assessment score, highest first. Ties are alphabetical; unassessed programs appear last. These assessments are not customer ratings or payout guarantees. See the factors we consider →
Payment schedules can depend on merchant confirmation, the redemption method and account eligibility. “Varies” or unconfirmed information does not imply a fixed weekly or monthly payment. Check each full profile and the provider’s current terms.
See joining requirements, exclusions & sources in the program boxes →